David Cogswell currently serves as Senior Vice President, Credit Administration Director at Chemical Bank, a $17 billion bank serving the upper Midwest. In his current position, he is responsible for the Allowance for Loan and Lease Losses, Credit Policy, and Credit Risk Modeling and Reporting. He serves on the Bank’s CECL Implementation Committee, SOX Committee, Credit Policy Committee, Bank Loan Administration Committee, Senior Loan Committee, and Directors Loan Committee.
Mr. Cogswell has worked in the financial services industry for 30 years, and has held positions including Chief Credit Officer, internal audit, commercial lending, regional management, and credit administration. Prior to his current role, Mr. Cogswell was a consultant to a variety of Banks assisting them with credit policy, Allowance for Loan and Lease Loss set-up and validation, and loan review. Mr. Cogswell has worked with a wide variety of Banks ranging in asset size of up to $20 billion.
Mr. Cogswell is a graduate of Dartmouth College with a BA in Economics. He is a graduate of the American Bankers Association Graduate School of banking. He currently resides with his wife in Rochester Hills, Michigan, a suburb of Detroit.