You Know What They Say About Assumptions

What assumptions do you make in your quarterly allowance estimation? Do you understand the variability of making those assumptions? Some assumptions you make come in the form of pooling segmentation, the model used, q-factors used, and loss estimates. In this workshop, we will cover different assumptions, show sensitivity analysis, and the importance of documentation to support your assumptions.

Presenter

Shane Williams | Senior Advisor | MST Advisory Services

As a senior consultant for MST Advisory Services, Shane Williams works with banks and credit unions to set priorities, identify data needs, implement allowance technology, run shadow analyses and identify appropriate methodologies in preparation for accounting for loan losses under CECL.