Mike co-leads the Credit Risk Management team within PwC’s Financial Services Advisory practice. Mike has more than 30 years of experience in the financial services industry, including over 25 years of consulting experience. Mike has assisted many of the world’s leading financial institutions address a broad range of credit risk management issues.
Mike has worked on a range of credit modeling objectives, including risk ratings, loss forecasting, Allowance for Loan Loss, economic capital, pricing and portfolio management across the full spectrum of wholesale and retail asset classes. Mike is one of the firms leading subject matter specialists on allowance for loan loss methodologies. He has assisted a diverse client base with implementation of ALLL methodologies. He also serves as a subject matter specialist to PwC audit teams evaluating the efficacy of the rating models, the use of credit models in the estimation of the ALLL, qualitative frameworks, and ALLL related processes. He is co-leading the firms ASU 2016 (CECL) efforts, including serving on the firm’s leadership panel evaluating and formulating interpretative points of view on the standard. He is also a member of the firm’s global IFRS 9 modelling working group. He has spoken at numerous conferences on allowance related matters, has led examiner training sessions on loss forecasting methods and allowance methodology matters.